CinA currently offers the following Housing Assistance Programs.  To find out which one you may qualify for, please contact our office.

Residential Rehabilitation

Oregon Housing and Community Services, in partnership with rural cities, counties, and local nonprofits, helps low-income homeowners (view income limits) obtain the funds they need to complete home repairs in rural areas.

Each year OHCS awards Community Development Block Grant (CDBG) funds to cities and counties to implement a home repair program.

Cities and counties typically hire a local nonprofit agency to implement the home repair program. The local nonprofits then work with eligible households and assists them through the entire process including determining their eligibility, developing a scope of work, selecting a qualified contractor and all the way through to the completion of the home repairs. The City of Nyssa was awarded a Residential Rehabilitation grant in 2009. Community in Action is the local nonprofit administering the program.

Eligible home repairs must address health and safety concerns such as weatherization, electrical and plumbing upgrades.  Basic home maintenance work is also eligible, which may include roofing, siding, insulation, dry rot repairs, heating systems, light fixtures, and the installation of built-in appliances.

Currently, this program is available only to homeowners within the city limits of Nyssa. However, we will be expanding to other areas as additional grants are received.

For more information, please contact CinA Housing Programs Manager Michele Grimaldo at 541-889-1060 extension 103 or via e-mail at michele@communityinaction.info.

Mortgage Payment Assistance

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On December 10, eligible homeowners who are struggling to pay their mortgages due to unemployment or a significant loss in income can turn to a new online resource: www.oregonhomeownerhelp.org

The new website is home to the Oregon Homeownership Stabilization Initiative’s Mortgage Payment Assistance (MPA) program. Under the program, the state will pay the mortgages of selected applicants for as long as a year, up to a $20,000 maximum. Program participation is limited to 74 in Malheur County and 119 in Harney County. Participants will be randomly selected from the applicant pool on January 18, 2011.

At the website, homeowners can learn more about the MPA program, see if they may be eligible, and sign up for regular program updates. To be eligible, homeowners can make up to 120% of state median income, for example, a family of four can make up to $74,160. Additionally, the homeowners must be promissory note holders on the home, and the home must be their primary residence. Note holders must have experienced a 25% decrease in income over the past 60 days as compared to 2008 and 2009 gross income. For more information, to check eligibility, or to apply now, visit www.oregonhomeownerhelp.org.

OHCS has identified Community in Action to help homeowners navigate the application process. Once a homeowner begins an application, Community in Action will be notified, and will contact homeowners to assist with completion the application process.
 

If you need immediate help, call the
Homeowner's HOPE™ Hotline at 888-995-HOPE (4673)