Mortgage Foreclosure Prevention & Default Counseling

Foreclosure counselors can provide counseling to homeowners facing foreclosure or who are in default. We provide one-on-one counseling sessions to help homeowners understand their options and how to navigate the process of working with their lender.

Click here for a complete Foreclosure Intervention Counseling Enrollment Packet.

Oregon Foreclosure Avoidance (OFA) Program

The Oregon Legislature, in an effort to protect the consumers of Oregon, created the Oregon Foreclosure Avoidance (OFA) Program, which was recently modified under Senate Bill 558 (2013). Prior to initiating any type of foreclosure proceeding (judicial or non-judicial), a lender must now request a resolution conference with the homeowner in accordance with the rules of the program. Alternatively, the homeowner may request a resolution conference with their lender by meeting certain requirements.

For more information on Oregon Foreclosure Assistance Program:


Foreclosure Prevention

If you are looking for ways to save your home, or struggling to make your mortgage payment, you don’t have to face it alone. Free home foreclosure help is available to homeowners statewide. A certified foreclosure counselor can help you understand your options and see what’s possible.

For more information on Foreclosure Prevention Resources:


Online Foreclosure Counseling Workshop

Register Online Now!

These workshops are designed to help you understand the basics of housing counseling, the foreclosure process, assess your financial situation, and review the options for keeping or leaving your home. When you’re done, you’ll be better prepared for a one-on-one meeting with a local housing counselor.

The workshop includes seven different videos with a brief quiz after each video, and will take about half an hour to complete. Upon completion of the workshop you’ll receive a certificate, which you can use to prove you completed the workshop if needed.




Additional Resources

HUD Office of Fair Housing and Equal Opportunity
Oregon Housing & Community Services Homeownership Resources

Translate »